Being self-employed comes with its own set of benefits. You get the freedom and flexibility to work according to your convenience and be financially stable.

If you are an independent business, having a SEP IRA Simplified Employee Pension plan is beneficial to successfully retiring like your traditional worker counterparts.

In fact, according to the experts at SoFi, “you could potentially save even more for retirement than you could with a 401(k)”. Hence, the following explanation can help you with understanding SEP IRA (Simplified Employee Pension) plans before you invest for greater confidence.

What is a SEP IRA?

A SEP (Simplified Employee Pension) IRA is basically an individual retirement account for business owners and the self-employed that enables them to stockpile tax-deferred contributions toward their retirement like traditional retirement accounts.

SEP IRA Eligibility

To qualify for a SEP IRA, you must be a self-employed individual or a small business owner with no more than a few employees.

You must also make equal contributions as a percentage of compensation on behalf of any worker at least 21 years old and has been employed by you for the last three years and has earned at least $600 from you in the previous year.

To contribute at least 15% of your compensation for yourself, you must also invest 15% of that employee’s compensation to their plan. However, the employee owns and manages their account.

SEP IRA Contribution Limits

SEP IRAs are unique in that they enable you to contribute a significant amount to your yearly plan compared to a traditional IRA. However, there is no catch-up contribution at 50+.

SEP annual contribution limits for 2021 are set at $58,000 or 25% compensation, whichever is lesser. However, if you are self-employed, your deduction is 25% of your net income.

There is also a 25% compensation calculation limit for each eligible employee.

How Does a SEP IRA work? The Pros and Cons

Pros:

• A SEP IRA is easy to set up and manage.
• SEP IRAs can also be combined with a Roth IRA or a traditional IRA.
• SEP account holders are also not required to make contributions each year.

Cons:

• You can’t opt to pay taxes on contributions now and then take distributions tax-free in retirement like a Roth IRA.
• Distributions taken before 59 1/2 are subject to a 10% penalty, and they are also taxed as income unless you qualify for an early withdrawal exception.
• Minimum distributions are required at age 72.

How do I open a SEP IRA?

You can open a SEP IRA account online via your chosen account provider, who will then help you set up your account according to IRS guidelines.

How do I Invest my SEP IRA?

Once your account is open, you can choose from the investments your account provider offers, which often include mutual funds, stocks, and bonds.

In the end, if you work on your own, financial independence in retirement is still possible with a self-employed retirement plan, such as a SEP IRA, and if you start saving today.

The most common control panel for hosting is undoubtedly cPanel. cPanel lets you manage domains, publish websites, create email accounts, and organize web files. It’s also incredibly useful for reseller hosting.

Reseller hosting is when you purchase hosting services wholesale, then divide them up into packages for individual clients. You will need to use cPanel to administer your clients’ web hosting accounts. You will also need to furnish your clients with their own cPanel so they can manage their websites. Additionally, your clients will need access to a WebHost Manager (WHM). A WHM lets you create resource-specific cPanel accounts and lets you manage your customers. For instance, with a WHM, you can add, monitor, suspend, and delete client accounts. WHMs are usually included with your hosting plan.

Features of cPanel

cPanel is a completely web-based control panel that lets your clients manage their sites with an intuitive interface. It comes with a number of features, including:

• File Management: cPanel enables you and your clients to manage your website’s files easily. For instance, you can create backups, edit files, and manage FTP accounts.
• Email Support: Using cPanel, you can filter spam, change your webmail’s timezone, manage email disk usage, and more.
• Database Management: You can use cPanel to manage your site’s databases, including MySQL and PostgreSQL.
• Domain Management: cPanel allows you to manage your site’s domain, including configuring subdomains and redirects.
• Security: Install SSL certificates, enable two-factor authentication, and allow directory privacy using your cPanel.

Using cPanel when Reselling Hosting

Create a Hosting Package

Using your WHM, you can create the best cPanel reseller hosting packages that cater to the needs of your specific users. Regardless of whether your clients are beginners or web experts, your WHM lets you create packages for each customer type. This means allocating resources like disk space usage, data transfer usage, FTP accounts, and the number of databases. You can also set the number of email accounts for each user and the number of subdomains, parked domains, and addon domains. Furthermore, you can assign dedicated IPs, allow shell access, and set a custom theme.

Brand Your cPanel

Since cPanel is where clients will mainly interact with your reselling service, you must brand it. This means changing the logo, colors, and icons. You can do this by selecting the customization option from your cPanel’s sidebar menu.

Set a Price and Billing System

As a reseller, you must come up with prices for your services. You must also come up with a system to remind clients when their payments are due. This can be accomplished through your cPanel using the WHMCS software. WHMCS stands for Web Host Manager’s Complete Solution, and it enables you to manage client invoicing. You can also reward clients for referrals. Additionally, it features a default helpdesk.

Offer Customer Support

According to the Harvard Business Review, 33% of clients will consider changing companies if they can’t get proper assistance when they need it. While you will have to set up a customer support system, you can automate certain support tasks through the WHM. For instance, it can process payments, create cPanel accounts, and send customers their new account details using an automated email. Furthermore, you can use it to generate a self-help knowledge base and assistance tools like email support tickets.

Final Thoughts

cPanel is integral to reseller hosting. You will need it to both manage your client’s accounts and so that your clients can manage their websites. While there are other ways to do these things, cPanel offers an intuitive interface, so managing your clients’ hosting needs is easy.

Did you know that the happiest couples in America are having sex about once a week and if couples have sex less than once a week, they feel less fulfilled in their relationship? How many times are you having sex? And would you like to be having more of it? how to get a prescription for testosterone online .

If you would like to boost your sex life, consider following the 7 tips laid out below to enhance your sexual health and in turn, your relationship’s sexual quotient.

1. Communicate More

When was the last time you had a conversation with your partner about your sexual habits? Too many of us are so afraid and ashamed of sex and anything related to it, that we relegate it to a tiny corner of our lives, never to be spoken about.

Don’t do that. Set up some time and start talking about sex regularly. It’s not enough to have a one-off conversation and think everything’s dandy. In fact, as you and your partner grow and your relationship changes, your sexual habits, needs, and desires will change as well. Kamagra Oral Jelly is a Viagra-type drug that comes in gel form and is used in the treatment of problems like pulmonary hypertension, male impotence, or erectile dysfunction.

If you don’t talk about it, you won’t know what your partner wants or needs and your partner won’t know about your needs and desires. It’s going to result in a whole lot of miscommunication and misunderstanding.

Avoid all that by talking about sex regularly. Once a week or once a month, sit down in a relaxed way and open up about what ails you about your sexual life. If you don’t do it in a calm scheduled manner, you can bet it will come out in a fight or argument in a detrimental fashion.

2. Exercise Regularly

You already know the myriad benefits of exercising. There’s no need to harp on about it, you might think. But there is. Not only does regular physical movement enhance your mental and physical health, but it improves your sexual health as well.

It can increase your libido and help you feel juicier when the time comes. Also, it will make you more confident in the bedroom and allow you to initiate all sorts of interesting experimental positions.

Many people shy away from having sex regularly because they are tired and also self-conscious about their bodies. Exercise can help on both counts. It can give you the energy you desire to keep going all night long. And it will get you toned and ready to walk around naked in the bedroom, no holds barred.

3. Stay Curious and Experiment

One of the problems with being an adult is that we get busy with survival tasks and forget to stay curious about the world surrounding us. When was the last time you introduced a new sexual position in the bedroom for you and your partner to try out? When was the last time you tried something out of the box, something out of your comfort zone?

If it’s been a while, then change that unhealthy habit. You can’t wait for your partner to do all the heavy lifting. Start becoming curious about sex in a playful kind of way. Start reading up on different sexual positions to try and also learn more about your own body and what governs its sexual reactions.

You can also try something like rimming (read this article to learn more about it) and bring anal play into your bedroom. Even if it scares you, you will never know how it feels until you try it out. If you don’t like it, you can always toss it out. But you gotta try everything at least once, right?

4. Eat a Healthy Diet

This goes along with the exercising tip. Better sexual performance isn’t just related to trying out new things in the bedroom. It’s also highly related to what you do outside the bedroom.

Are you spending your days sitting at a desk working away, without taking a single break? Do you stuff yourself with potato chips and coffee all day long and then wonder why you are so sluggish all the time?

If you are not going to take care of your dietary habits, it will show up in your reduced libido and your diminished desire to have sex. Start eating more green leafy vegetables, fish, and reduce the amount of red meat in your diet to notice how it changes up things in the bedroom as well.

5. Reduce Stress

Are you so stressed out by work, life, and all the other related items that you can’t even concentrate on the sexual act when you are in it? Are you thinking about your to-do list and what you are going to do after you are done with your ‘martial duties’?

Too many Americans are spending less time having sex and more time stressing out about surviving from one day to the next. It might be financial worries or worries about your children’s education. Whatever stressed you out, consider that half an hour or an hour of fun in the bedroom isn’t going to negate it.

In fact, you can come back to your worries once you let out a little steam in the bedroom. But consider your bedroom as a sort of a panacea, a place where you can leave all your worries behind, at least for a bit.

Also, consider taking measures to reduce your stress in general. Not only is all this stress killing you slowly, but it’s reducing your verve for life. Start meditating with an app like Calm, or bring in some essential oils like Lavender to reduce anxiety and stress levels.

If it’s financial worries that ail you, then consider building a budget, or talking to a financial advisor to heal your finances and gain back control. Start paying off that debt and stop spending so much money on unnecessary items.

Do what you can to reduce stress in your life and come back to a place of peace and serenity.

6. Stop Smoking

If you are a smoker, you are probably tired of hearing people telling you to quit. It’s understandable. But if you wish to boost your sex life and increase your sexual performance in the bedroom, you need to quit your addictive habits.

This includes any OTC drugs, caffeine, alcohol, and of course, tobacco. All of these add lots of unnecessary chemicals and toxins into the body that your body has to work really hard to eliminate. Once it’s done all that elimination, it hardly has any energy for romps in the bedroom.

You have probably already heard that smoking can cause erectile dysfunction in men. That’s just one of the many harmful effects it has on the human body. It can also result in decreased libido in both sexes and reduced fertility.

If you wish to live a long, happy, and healthy life with lots of great sex, the first thing you need to do is eliminate these negative addictions from your life. You might imagine that you can’t quit, but there are many resources online and offline to help you quit. Get started today and your body and sex life will thank you.

7. Schedule in Adult Playtime

Do you feel anxiety whenever you think about having sex with your partner? Is it something that worries or annoys you? Are you worried about sexual performance in the bedroom and that deters your enthusiasm for your sexual life?

Whatever your hangups might be about sex, you need to start thinking and talking about them with your partner and start thinking of sexy time as fun and playtime. It isn’t supposed to be an arduous task. It’s not about pushing yourself or forcing yourself to ‘endure’. This isn’t the 18th century anymore.

Change your mindset about sex in general. It isn’t something you are doing to please your partner or to procreate. You are doing it for the sheer pleasure of having sex and for connecting at a deeper, more intimate level with your partner.

It’s about showing your partner how much you love them and allowing them to show the same back to you. Stop making it such a dreadful thing, ease up the immense pressure that you are putting on yourself, and have fun with it.

Also, if you and your partner are busy professionals, consider scheduling regular playtime into your calendar, so you never miss it. It’s easy to push off having sex when you have so many things on your plate. But having a regular sex life is as important to your health as eating a healthy diet or exercising. Don’t dismiss its importance!

Boost Your Sex Life by Making It a Priority

Now that you have the 7 tips above to boost your sex life, start including these healthy habits into your daily schedule. Make them a priority. Don’t forget that more fulfilled couples have sex regularly and if you wish to enhance your relationship with your partner, you need to work at it. It won’t happen automatically or on its own.

Enjoyed this article? Don’t forget to check out related articles on how to boost your sex life on our website.

There’s a lot of misinformation floating around about what CBD is and what it can and can’t do for your health and well-being.

CBD products have grown so popular that you can now purchase CBD pills and other CBD items from online CBD stores.  They provide CBD oils, creams, pills, and other products.

While research is still ongoing on the benefits of CBD, it has already been proven by some studies to help alleviate pain. Here’s what we know and don’t know about CBD and how it can relieve pain.

What is CBD?

A lot of people are unfamiliar with what CBD is.

Many people believe that CBD is the same as marijuana and that taking CBD pills and supplements will give them a high the same way marijuana will or show up on a drug test.

The truth is that CBD or cannabidiol comes from the hemp plant, which is in the same species of plants where marijuana comes from, but CBD products don’t contain the same levels of THC.

THC is the chemical in marijuana that produces the high, so if you’re thinking of using CBD for that purpose rather than pain treatment, forget it.

Effects of CBD

CBD has a different effect on the body than other cannabinoids such as THC or tetrahydrocannabinol.

Your body has an endocannabinoid system or ECS that receives and translates signals from cannabinoids. The ECS system works to regulate sleep, pain, and immune system response.

THC cannabinoids affect the endocannabinoid receptors in the brain, creating a euphoric high feeling by producing dopamine which causes feelings of pleasure.

CBD is quite different from THC, and its effects can be complex, but it can help the body use endocannabinoids more effectively without the high.

Benefits and Pain Relief

Using a CBD cream for pain relief and treating inflammation can be very effective and has no indicative addictive or dependency potential.

CBD topicals are fast becoming a primary choice for athletes and others who suffer from sore muscles, arthritis, and chronic pain.

Dosage

There’s no FDA regulation of CBD products, and as a result, the dosage is generally decided by the manufacturers.

When using a CBD cream for pain or other types of CBD products, you should always consult a healthcare professional before you take any pills or use any creams, balms, or salves.

Risk & Side Effects

The risks and side effects of using CBD creams are minimal. Still, you should always check the ingredients of any creams before you apply them to ensure you aren’t allergic to any other ingredients or chemicals the product may contain.

If you’re considering an oral CBD product for pain, some reported side effects include fatigue, loss of appetite, diarrhea, and weight loss or gain.

It’s also important to understand that CBD products can interact with other drugs, which can cause complications and have more severe side effects.

Several studies have shown that CBD cream can be beneficial in helping to relieve pain caused by arthritis, inflammation, sore muscles, and other chronic pain conditions.

However, it’s essential to keep in mind that studies are ongoing and more research is needed to conclude how effective CBD is at treating and relieving pain.

If you’ve paid attention to any business trends as of late, you’re probably not surprised to see the ways that technology is providing value to companies in unprecedented ways. Perhaps no area of tech is having as big of an impact on companies of all shapes and sizes as artificial intelligence and machine learning. Machine learning has powerful uses in a broad array of business practices, including industries like manufacturing, distribution, and customer service.

One place where machine learning has particularly impressive implications is in the field of marketing. One of the strengths of leveraging big data is the chance to really get specific about the tasks your business routinely performs. This is where something like machine learning can really make waves, since it can help inform best practices and personalize your marketing communications in powerful ways. Keep reading for three of the biggest ways machine learning and AI can boost your marketing tasks.

Machine learning can help power human decisions.

When you think of machine learning, you likely think about analytics and algorithms before you think about human beings. That being said, when actual employees get to leverage machine learning data, that’s when truly exciting things start to happen.

A leader in data, TIBCO Software, explains the concept more robustly in their machine learning white paper. To TIBCO, machine learning is all about having the right information at the right time for the right person to see. Much like baking a loaf of bread, if any ingredient is off, it doesn’t matter how good your recipe (or, in this case, algorithm) is. Especially in a small business, knowing who should leverage the information from machine learning algorithms is critical if you want to use them with your marketing efforts. Learn more about machine learning and how to use TIBCO’s recipe for success in their white paper.

Artificial intelligence can improve your email marketing clicks and open rate.

If you’re building email campaigns, you know just how important it is that your email newsletters get opened in order to make a difference. Conversions in email can be tricky, though, especially when it comes to transactional emails. This is where using machine learning algorithms can really improve your email marketing clicks and open rate. By using an algorithm to analyze your email marketing campaigns, many email marketing services can get a better understanding of when it makes sense to send emails to your subscribers.

Marketing emails that are sent with email deliverability and timing in mind ensure that your email marketing strategy is working by getting emails opened when they arrive in the inbox. Especially for a small business, the open rate of your email marketing campaigns is quite critical to new product launches, and the best way to level up your emails and get better results is to use machine learning and email automation in tandem with data about your contact list.

Machine learning can provide deeper insight into your social media platforms.

If you use social media to market your business (and you should), machine learning also offers some interesting metrics that could be useful to your business. For example, advanced algorithms are getting better and better when it comes to analyzing language and sentiment. This means that you can run a bunch of reviews or social media mentions through an algorithm to determine what your overall social media audience feels about your company. The models obtained from the algorithms can also be deployed into the production of the business easily nowadays with the help of ML model deployment platforms. These models that are deployed are used in the analysis of the audience and prediction about the target audience. Eventually, machine learning can be a great help in solving business problems.

Knowing whether your company is being praised or dragged online can help you formulate different word-of-mouth campaigns to bolster your reputation. This is the kind of use case that only big data could offer companies, so if you’re marketing your business on Facebook, Twitter, or Instagram, it’s a good idea to consider how artificial intelligence intersects with your goals.

Ethereum, the second-largest cryptocurrency after Bitcoin, doesn’t mind being misunderstood. In fact, it’s all part of its plan to challenge the status quo. The point is that Ethereum wants to power a decentralized Internet.

That’s a big job, with high expectations. The nascent technology, which rose to fame in recent months from an association with the digital currency Bitcoin, is looking for investors willing to help it achieve this lofty goal.

It’s also risky—there are already several clones of Ethereum doing their own thing (called altcoins), and they have already contributed massively to public confusion about what this whole blockchain ecosystem actually is.

If altcoin believers and supporters keep saying Ethereum is just an altcoin too, we’re never going to convince anyone of the real potential of the technology. We need an Ethereum Price that can show its real power.

The pursuit of funding is incredibly important—no one should take offense to it. The Ethereum project has a huge task ahead of it, and like many open-source projects it relies on volunteer labour. But getting money directly from the public isn’t as simple as saying “give us lots of money.” Many people in the community are watching these efforts closely to see how they will affect Ethereum itself over the long term.

This may be why some members of this forum appear to have such strong reactions against perceived fundraising attempts by members or contractors working on client software for Ethereum, including Parity and the Ethereum Foundation itself.

Ethereum community

Ethereum is a world computer that could one-day help power everything from your car to your fridge. This massively distributed system can be used to build online markets, virtual organizations, or even communities based on shared interests like music or sports – anything we do in our digital lives can become more communal without geographical constraints with this tool.

This massively distributed system can be used to build online markets, virtual organizations, or even communities based on shared interests like music or sports – anything we do in our digital lives can become more communal without geographical constraints with this tool. And because it’s decentralized, there’s no single point of failure if someone gets hacked or brings down a server farm for whatever reason.

The global network consists of tens of thousands of computers all over the world that are run by volunteers ̶ anyone from small start-ups to large companies has access to these resources and its infrastructure backbone thanks to an open-source platform developed by some 20 international software developers.

Most of them are not fundraising at all—they’re asking for money, but either has a very clear plan or are giving their best effort to make sure that the community has enough information to decide whether or not they’re being transparent about it.

However, from this perspective it doesn’t matter why someone is doing something—if people feel there is an attempt to trick the community into sending them money unjustly, then it will be treated as such, whatever the intentions may actually be.

New developments

A community of developers and entrepreneurs is constantly building new tools or improving existing ones. ̶ This is the power of decentralization: to build tools for a wide variety of industries in an open-source environment that empowers collaboration among participants without restrictions from any central authority. These dApps can be used to automate any kind of business process and reduce human error, while also increasing accessibility and security.DCA, or dollar cost averaging, is an investment strategy that means buying Ethereum regularly to reduce market volatility. To use the eth dca calculator, enter your desired purchase amount and the period of time in months you’d like to invest. This Ethereum DCA investment calculator is designed to help you determine how much money you should be investing at any given time. It’s based on the DCA method, which stands for Dollar Cost Averaging.

But it’s not just about money – decentralized applications can be built for all sorts of things like storing documents on a public network with better security than RSA encryption; providing microloans across borders via blockchain contracts and cryptocurrencies so you avoid paying those nasty interest rates to banks who might have ulterior motives like outright fraud or pushing certain products over others; tokenizing real-world assets by enforcing ownership through smart contracts which allow people to trade these tokens peer-to-peer on the blockchain; and so much more.

Now with Ethereum’s unique design which allows computation on encrypted technology has been made open-source, meaning it can be used by anyone for anything – no restrictions from any central authority.

We’re in a time of unprecedented technological innovation, and with Ethereum we’ll finally have a decentralized internet where users aren’t beholden to big corporations or governments but instead are able to collaborate on projects together without borders – just as if they were working alongside each other in the same office.